加州MTL申请条件--（3/3）
Required Documents
Bank Account:
银行账户：
Bank account information must be completed for the company’s primary Letter/Line of Credit, Operating, and/or Trust Primary accounts used for conducting money transmission business.
Flow of Funds Structure：
资金流结构：
Flow of Funds Structure: Submit a description of each type of transaction or service to be conducted. For each type, describe each step starting with the first encounter with the consumer and ending at the completion of the transaction when money is received by the beneficiary.
Management Chart:
管理图表:
Submit a Management chart displaying the applicant’s directors, officers, and managers (individual name and title). Must also identify compliance reporting and internal audit structure.
Organizational Chart/Description:
组织结构图/说明:
Submit an organizational chart showing (or a description which includes) the percentage of ownership of:
- Direct Owners (total direct ownership percentage must equate to 100%)
- Indirect Owners
- Subsidiaries and Affiliates of the applicant/licensee
Fingerprints and Background Checks:
指纹和背景调查:
Fingerprints must be submitted to the California Department of Justice for each of the following persons:
- 1.Each executive officer and each director of the applicant;
- 2.Each person who owns or controls 10% or more of the voting shares of the applicant; and
- 3.Each person who owns or controls 10% or more of the voting shares of each person or entity that controls the applicant or possesses authority to make decisions and otherwise direct the applicant.
Individuals residing in California must have fingerprints taken at a law enforcement agency or a Live Scan Service Center. It may be necessary to arrange an appointment for fingerprinting, and the applicant is responsible for any fee charged.
A copy of the Live Scan receipts must be submitted with the application. Each person fingerprinted should complete the appropriate boxes requesting personal information. A completed Written Consent for each individual shall also be submitted directly to the DFPI.
Individuals residing outside of California may use fingerprint cards. For such submissions, the applicant must submit cardstock-paper fingerprint cards (not paper copies) using the standard Form FD-258, along with a Form JUS 203 (Applicant Transmittal Form), to the California Department of Justice (DOJ) at the following address:
California Department of Justice
Prescan Unit, K-111
PO Box 903417
Sacramento, CA 94203-4170
Information Regarding Control Persons Residing in Foreign Jurisdictions:
If any control person does not or has not resided in the US for at least the most recent 10 years, an investigative background report must be prepared by an acceptable search firm and submitted directly to the Department in addition to other background information required in the application.
At a minimum, the firm must demonstrate that they have sufficient resources and are properly licensed to conduct the search of the background and that the firm is not affiliated with or an interest of any of the individuals under investigation. The background investigation report must be in English and provided directly to the Department from the search firm. At a minimum, the report must contain the following:
- 1.A comprehensive credit report/history including the actual credit report as well as a summary.
- 2.Civil court and bankruptcy court records for the past 10 years, including a search of the court data in the country(ies), states, towns, where the individual resided and worked and in contiguous areas.
- 3.Criminal records including felonies, misdemeanors and violations including a search of court data in the country(ies), states, towns, where the individual resided and worked and in contiguous areas.
- 4.Education records.
- 5.Employment history.
- 6.Media history including an electronic search of national and local publications, wire services and business publications.
- 7.Regulatory history, particularly securities, insurance, mortgage related, real estate, etc., if applicable.
The report must be accompanied by a search summary letter which identifies the scope of the search, indicate the independence of the each firm from the individuals and the applicant, and identifies a person and provides contact information if questions should arise.
If an individual has had such a report, which meets the specifications listed above, prepared for another licensing agency within the past 12 months, the individual may have the investigating agency submit a copy of that report to us. In addition to the documentation generally required, the individual would need to submit a statement of no material change.
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